Help needed to banish my 'spare tyre'....

unknown

My walking/cycling regime is very successful reducing my weight and is ongoing. In 45 days I have lost 6.2kg (just under 14lbs). I am very happy about this and the flab around my waist is quickly disappearing. However it is leaving an unsightly flap of skin and remaining fat. Walking and cycling don't seem to be reducing this. Perhaps some dedicated exercises would help and I'm wondering if anyone can suggest something?

unknown

It's almost gone but a bit of tightening up won't go amiss. Cycling just doesn't do much for that area.